Overview
These terms and conditions outline the rules and regulations for the use of Lives Well Spent’s website, located at www.liveswellspent.com. Please be aware that we maintain the right to update and make changes to our Terms and Conditions. Changes made will be effective immediately. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes will be considered acceptance of those changes.
This website is operated by LIVES WELL SPENT + Kait Bolton. Throughout the site, the terms “I” “me” “we”, “us” and “our” refer to LIVES WELL SPENT, who offers this website, including all information, tools, and services available from this site to you, the user (“Client”), conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.
By visiting this website and/ or purchasing a service or other available offer from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”). These include those additional terms and conditions and policies referenced throughout and/or available by hyperlink.
These Terms of Service apply to all users of the site, including users who are browsers, vendors, customers, merchants, etc.
Please read these Terms carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. By accessing or purchasing from this website we assume you accept these terms and conditions. Do not continue to use this website if you do not agree to take all of the terms and conditions stated on this page.
Any new services, programs, tools or other products sold which are added to the current store shall also be subject to the Terms of Service.
The following headings used in this agreement have been included for readability and convenience, they will not otherwise affect the Terms of Service.
1. General
We reserve the right to refuse service to anyone for any reason at any time.
All of the contents of this Site and the materials downloaded therefrom are the property of their owners and are protected by copyright and trademark laws. Meaning you may download one (1) copy of the materials on a single computer for your personal, noncommercial home use only. So long as you neither change nor delete any trademark, copyright notice, or other logos of the original owner.
You agree not to sell, reproduce, modify, publish, transmit, duplicate or otherwise exploit any portion of the Service. This includes the use of the Service or any access to the Service without express written permission from us. All Services are for one (1) individual, they may not be shared or distributed otherwise to others.
You agree not to do any of the following while using the Site:
- Harass, stalk or otherwise abuse anyone else using the site or us;
- Transmit or otherwise make available any content that is false, harmful, threatening, abusive, tortious, defamatory, libellous, disparaging (including disparaging of the Site), vulgar, obscene, pornographic or that promotes violence, racial hatred, terrorism or illegal acts, is unlawful or infringes, violates or misappropriate any patent, trademark, trade identity right, trade secret, publicity right, privacy right, copyright or any other intellectual property or any other rights of any third party; or is otherwise objectionable (as determined by us in our sole discretion);
- Harass, stalk or otherwise abuse anyone else using the site or us;
- Transmit or otherwise make available any content that is false, harmful, threatening, abusive, tortious, defamatory, libellous, disparaging (including disparaging of the Site), vulgar, obscene, pornographic or that promotes violence, racial hatred, terrorism or illegal acts, is unlawful or infringes, violates or misappropriate any patent, trademark, trade identity right, trade secret, publicity right, privacy right, copyright or any other intellectual property or any other rights of any third party; or is otherwise objectionable (as determined by us in our sole discretion);
- Upload or transmit any harmful, disruptive or destructive files or post any material that interferes with the site or its use.
- Impersonate any person or entity;
- Transmit or otherwise make available through the Site any personal advertising, spam, junk mail, pyramid schemes, or offer for sale of any products or services. There may be allowed spaces for promotion of a product you sell, but those will be well marked;
- Violate any applicable local, state, federal or international law, rule or regulation.
- Upload or transmit any harmful, disruptive or destructive files or post any material that interferes with the site or its use.
- Impersonate any person or entity; or
- Violate any applicable local, state, federal or international law, rule or regulation.
2. Product and Service Purchase Agreement
By purchasing a product or service from us you agree to the following terms with us. It will be assumed that you have reviewed these prior to purchasing a product.
a. Information about the Product or Service
Information about the product or service will be available to you prior to your purchase. This information can be found on the website, but if you have further questions email us at liveswellspentblog@gmail.com.
The information given to you will include :
Information will be provided on the main characteristics of the service you are purchasing. Who I am and how you can best reach me. The price of the service(s) as well as any arrangements for payment and expectations surrounding future payments if necessary. As well as how the service(s) will be carried out and a timeline for completion.
b. Ordering of the Product or Service
You may purchase the product or service through our website by clicking the correlated payment link, or I may send you a link for a Paypal transaction. Please review the order carefully before submitting payment.
If there was a special discount offered be aware that these offers have a time limit. Once the end time/date has passed, the offer is no longer available and the product or service will return to full price.
c. Private Coaching Services
Sessions will be carried out through a virtual means of communication agreed upon prior to the start of the program. If you would prefer an in-person meeting additional charges will be accrued, speak to me about these charges if you would be interested in this.
We will also establish a means of communicating between sessions with each other. This form of communication will then be adhered to for the rest of the program.
Prior to the sessions if you will provide me with any information necessary to carry out the service for you. If there is additional information you missed in the initial call, provide this information as soon as possible so I can best serve you.
Services will be carried out within the time-period detailed in the product or service description. For private coaching sessions, all sessions must fall within the allotted timeframe, including any rescheduled sessions. Sessions that do not fall within this timeframe will expire and will not be available for any refund as missed sessions.
You may reschedule a coaching session if you give me at least 24 hours’ notice. If you fail to give me 24 hours notice, miss a session, or have rescheduled two sessions previously, the session will be considered missed and will not be available for rescheduling or refund.
Be aware that the services may be affected by unforeseen circumstances or other events that are beyond our (your’s and mine) control. If these events happen, I will keep you informed of the circumstances and will restart services as soon as possible if the events caused a delay in services being provided. I will make reasonable efforts to prevent or limit the effect of any events. Examples of said events may include: Serious family emergency, illness, IT or internet issues, or if there is a change in the services you require from me (at your request) and I need extra time to prepare.
Coaching is none of the following: Therapy, counseling, a treatment for mental health issues, healthcare advice, legal advice, or investment advice. Instead coaching is meant to be a way for me to offer you guidance and accountability on making positive life changes to move you towards your goals.
d. Online Courses
You will be given the course material upon payment, either in full or the first installment of a payment plan.
e. Payment for Services
The price for a program, course, or service will be laid out for you in the description.
By purchasing a service, program, or course you agree to pay the price given to you by said service or program description. Payments may be made by credit/debit card, PayPal, or other prior agreed-upon payment method. Payments carried out by a third party will be subject to their terms and conditions as well.
Services, programs, and courses require either of two options prior to services being carried or delivered:
(1) Payment in full or (2) a downpayment and payment plan.
f. Specifics about Payment Plans
Payment plan options and payment plans are laid out in the course descriptions. For these payment plans, the downpayment will be the first month’s installment unless otherwise specified.
If a payment is missed and you have not notified me of a request to change the due date, your past-due sums will be charged a fee of 1.5% or the highest rate allowed by law at the time, whichever is higher.
By purchasing a course or program you have agreed to pay the amount listed. Therefore, the entire payment plan value must be paid within the given timeframe, even if you have finished the course prior to that date.
I will not tolerate any (threat or actual) fraudulent charge claims, disputed charge claims, or chargeback from your credit or debit card company from you trying to avoid paying the full amount. In the event that this is attempted, I reserve the right to report the incident to credit reporting agencies or other relevant entities for listing as non-payment on your account. Be aware this could negatively affect your credit score.
g. Membership Fees
Any membership fees will be assessed at the beginning of the month. Any missed, declined, or otherwise unpaid payments will result in a notice being sent to you via email. A 5 day grace period will be allowed to pay outstanding dues, otherwise, membership will be terminated immediately.
h. Refund Policy
All of our digital products (Courses and programs) are non-refundable, and we ask that you feel good about the purchase prior to your purchase. If you have residual concerns or questions on if a course is right for you email us at Liveswellspentblog@gmail.com or DM us on Instagram @liveswellspent.
i. Your Account
In using this site (or our teachable website for courses), you are responsible for maintaining the confidentiality of your account. Including your password and restricting access to your computer when necessary. As such, you agree to accept full responsibility for any and all activities that occur under your account or password.
You may not assign, give, allow access, or otherwise transfer your account to any other person or entity. You acknowledge that Kait Bolton (Lives Well Spent) is not responsible for third party access to your account that results from theft or misappropriation of your account.
Lives Well Spent, and its associates, reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
3. Restrictions of Use
Materials provided to you by me, whether digital or printed, are intellectual property that belongs to me. You may only use the provided materials for your own personal use, meaning you may not share them with third parties. You may not alter, otherwise modify, publish, sell, or in any way exploit the materials or website. You may not remove trademarks, logos, or author names from the materials.
4. Confidential Information
Your personal information will be kept strictly confidential unless otherwise required by law.
The information you provide me will be used to provide you services, process payments, and provide you with similar opportunities to work with me, which you may opt-out of at any time.
If you are in a group session be aware that you may not share or otherwise exploit others’ confidential information unless they give you explicit permission.
5. Issues
If you have any issues with a product or service please reach out to me as soon as possible so I may work to resolve said issue.
6. End of Contract
A program or service with a given timeframe will have the contract terminated at the end of the timeframe. For programs or services that are ongoing either you or I may terminate the contract by giving the other a one-month written notice.
Either party may terminate a service immediately if there is a breach of contract. For breaches of contract that can be resolved the other party must be given a 30 days written notice that includes explicit information of how there was a breach of contract and references the Terms. The other party will then have 30 days to try to resolve the issue. If the issue is not resolved, the service will be terminated.
In the event of harassment or threats being made, the contract will be terminated immediately without a 30 days notice.
If this contract is ended prematurely it will not affect my right to payment. Any and all remaining balances will be immediately due.
7. Limitations of Liability
In no case shall we, our employees, affiliates, service providers, or licensors be liable for any loss, claim, injury, or any direct, indirect, punitive, special, incidental, or consequential damages of any kind. This includes, without limitation loss of data, lost profits, lost revenue, lost savings, or any similar damages arising from your use of any of our provided services, programs, or products. Including any other claim related to your use of a service, program, or product we supply, including, but not limited to, any omissions or errors in any content (human error), or any kind of damage or loss incurred as a result of the use of one of our services, content, or programs. In states or jurisdictions that do not allow the exclusion or limitation of liability, our liability shall be limited to the maximum extent allowed by law.
8. Accuracy, Completeness and Timeliness of Information
Due to human error, we are not responsible if information available on this site is not complete, accurate, or current, nor can we assume responsibility for these errors.
In the event of a wrong price added to a product description, we maintain the right to cancel/decline payments and correct the price on the listing at our sole discretion.
We reserve the right to modify the contents of this site at any time. You agree that it is your responsibility to monitor changes to our site.
9. Guaranteed Results
We make no guarantees of results. The results are entirely dependent on your commitment to the program or service and the effort you put into said program or service. This includes the effort that you put into actions provided to you by recommendation from me.
All products and services provided are for informational and educational purposes only.
10. Entire Agreement
These terms are the complete and exclusive agreement between you, the client, and us. You acknowledge that you will have no claim for innocent or negligent misrepresentation or misstatement based on any statement in the Terms and Conditions. You also acknowledge that this agreement supersedes any prior or contemporaneous agreements, communications, and proposals between you and us, whether written or oral. This includes, but is not limited to, any prior versions of the Terms.
Children Under Thirteen
Kait Bolton (Lives Well Spent) does not knowingly collect the personal information of individuals under the age of thirteen, online or offline. Anyone under the age of 18 may use Liveswellspent.com only with permission of a parent or guardian.